Terms & Conditions
Alex Merola LLC
Last Updated: July 30, 2026
Please read these Terms & Conditions (“Terms”) carefully before using our website, purchasing any product or service, or participating in any program, including our masterclass, Master Your Money with Alex Merola (“Master Your Money”, and collectively, the “Services”).
These Terms constitute a legally binding agreement between you (“you,” “your,” or “User”) and Alex Merola LLC (“Company,” “we,” “us,” or “our”), a Connecticut limited liability company. By accessing our website, purchasing or accessing any product or service, registering for Master Your Money, subscribing to our email list, or otherwise using our Services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not access or use our Services.
1. Eligibility & Geographic Scope
You must be at least eighteen (18) years old and legally capable of entering into a binding contract to use our Services. By purchasing or accessing any product or service, registering for Master Your Money, or otherwise using our Services, you represent and warrant that you meet this requirement.
Our Services are intended for individuals residing in the United States. We make no representation that our Services are appropriate, legally compliant, or available for use outside of the United States. If you access our Services from outside the United States, you do so at your own risk and are solely responsible for compliance with the laws of your jurisdiction.
Your acceptance of these Terms occurs when you purchase a product or service, register for a program, check a box or otherwise indicate agreement at checkout, or otherwise access or use our Services.
2. Privacy Policy
Your use of our Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Our Privacy Policy explains how we collect, use, store, and disclose personal information.
3. Description of Services
Alex Merola LLC provides personal finance education and coaching services, which may include:
• Live and virtual courses and masterclasses, including Master Your Money
• One-on-one and group financial coaching
• Public speaking engagements and educational workshops
• Content creation, including blog posts, social media, and other educational materials
• Email newsletters and related communications
All Services are provided for educational and informational purposes only. Alex Merola LLC does not provide legal, tax, accounting, investment, or personalized financial advice, and does not act as a fiduciary. Nothing communicated through our Services — including newsletters, coaching sessions, workshops, or the Master Your Money masterclass — should be construed as individualized financial, investment, tax, or legal advice, or as a recommendation to buy, sell, or hold any security or financial product. No financial-advisor-client, fiduciary, or other professional relationship is created by your use of the Services. You should consult a qualified, licensed professional (such as a financial advisor, accountant, or attorney) before making any financial, investment, tax, or legal decision.
You acknowledge and agree that:
• You remain fully responsible for your own financial decisions and actions;
• Any examples or case studies shared are illustrative only and are not representative of typical results;
• Your results depend on many factors, including your individual circumstances, effort, and financial situation.
4. No Guarantees or Outcomes; Testimonials
We believe deeply in the value of financial education, but we make no guarantees regarding financial results, income, savings, debt reduction, investment performance, or any other personal outcome.
Our website and Services may include testimonials from clients or participants. Each testimonial reflects the personal experience and opinion of that individual only and does not reflect a typical or guaranteed result. We do not independently verify the accuracy of testimonials, and you should not rely on any testimonial as an indication of what you can expect to achieve. You are solely responsible for your own financial decisions, actions, and results.
5. Master Your Money Masterclass
The following terms apply specifically to the Master Your Money masterclass, in addition to the general terms above:
• Format: Master Your Money is delivered as a live, virtual session, with a recording made available to registered participants afterward.
• Access: Recording access is provided for a commercially reasonable period following the live session, as communicated at the time of registration. We may update, re-record, or discontinue availability of the recording, provided that any such change does not materially reduce the educational value of your registration.
• Technical Requirements: You are responsible for maintaining an internet connection and any hardware or software needed to attend the live session or view the recording.
• Educational Purpose Only: As with all Services, Master Your Money is educational and informational only and does not constitute individualized financial, investment, tax, or legal advice.
• No Recording or Redistribution: You may not record, copy, share, distribute, or resell the live session or the provided recording without our prior written consent.
6. Payments, Billing & Refunds
All prices are listed in U.S. dollars unless otherwise stated. Payment is processed through our third-party payment provider (Stripe). We do not store your full payment card information.
Refund Policy: Refunds are not guaranteed and are granted, if at all, at our sole discretion on a case-by-case basis. To request a refund, contact us at alex@alexmerola.co with the details of your purchase and the reason for your request. If a refund is approved, your access to the applicable product, program, or masterclass recording will be revoked upon issuance of the refund.
If you are on a payment plan, you are responsible for keeping a valid, up-to-date payment method on file. A failed, declined, or reversed payment may result in suspension of your access until the outstanding balance is resolved. You agree to pay all reasonable costs of collection, including attorney's fees, on any past-due balance.
Initiating a chargeback or payment dispute in violation of these Terms may result in immediate termination of your access to the Services.
7. Intellectual Property & License
All content we provide — including course materials, worksheets, templates, recordings, curricula, branding, and written materials — is owned by Alex Merola LLC or its licensors and is protected by intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use our content for your personal, non-commercial use only. You may not reproduce, distribute, share, resell, publicly display, or create derivative works from our content without our prior written consent.
Copyright Infringement Claims (DMCA): If you believe content on our website or in our Services infringes your copyright, please send a written notice to alex@alexmerola.co including: (a) a description of the copyrighted work you claim has been infringed; (b) the location (e.g., URL) of the allegedly infringing material; (c) your name, address, email, and telephone number; (d) a statement that you have a good-faith belief the use is not authorized; and (e) your physical or electronic signature. We will not act on incomplete notices, and you may be liable for damages if you knowingly misrepresent a claim.
Fair Use: We may reference, quote, or use limited excerpts of third-party material (such as news articles, statistics, or commentary) in our content in reliance on the fair use doctrine under Section 107 of the U.S. Copyright Act.
8. User Content
If you provide feedback, testimonials, reviews, or other content to us (including in connection with coaching sessions, the masterclass, or our website), you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display that content for educational, business, and promotional purposes. You retain ownership of your content, and we will not use your name or identifying details in a testimonial without your consent.
9. Affiliate & Third-Party Relationships
Some content we provide may reference or link to third-party tools, products, or services. In certain cases, we may receive compensation (such as an affiliate commission) if you purchase a product or service through a link we provide. Any such reference is provided for educational purposes only and is not an endorsement, recommendation, or advice. You are solely responsible for evaluating any third-party product or service before purchasing or using it.
We do not control and are not responsible for third-party websites, tools, or platforms. Accessing them is at your own risk, and their own terms of service and privacy policies will apply.
10. Prohibited Conduct
You agree not to:
• Share your account credentials or program materials with others;
• Infringe our intellectual property rights or those of any third party;
• Misrepresent your affiliation with Alex Merola LLC;
• Use the Services for any unlawful purpose;
• Use any bot, scraper, or automated tool to access, copy, or index our website or content;
• Attempt to gain unauthorized access to our website, systems, or any account not your own;
• Record, copy, or redistribute the Master Your Money masterclass or its recording without consent.
Violation of these Terms may result in immediate termination of your access, without refund.
11. Suspension & Termination
We reserve the right, in our sole discretion, to suspend, restrict, or terminate your access to the Services at any time — including for violation of these Terms, misuse of content, nonpayment, or abusive conduct — with or without notice. We also reserve the right to modify, restrict, or discontinue any part of our Services (including our website or the availability of a masterclass recording) at any time. We cannot guarantee uninterrupted or error-free access to our Services.
12. Disclaimers
ALL SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
13. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALEX MEROLA LLC’S TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM OR RELATED TO THE SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM. WE ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS OR LOST SAVINGS, ARISING FROM YOUR USE OF THE SERVICES OR ANY FINANCIAL DECISION YOU MAKE.
Some jurisdictions do not allow the limitation or exclusion of certain damages, so some of the above limitations may not apply to you.
14. Indemnification
You agree to indemnify, defend, and hold harmless Alex Merola LLC, its owner, contractors, and agents from and against any claims, damages, losses, and expenses (including reasonable attorney’s fees) arising from your use of the Services, your violation of these Terms, or any financial decision you make.
15. Force Majeure
We are not liable for any delay or failure to perform resulting from causes beyond our reasonable control, including natural disasters, illness, platform outages, or governmental action.
16. Dispute Resolution & Binding Arbitration
Before initiating arbitration, both parties agree to attempt to resolve any dispute informally by contacting the other party in writing.
If a dispute is not resolved informally within thirty (30) days, it shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its rules, conducted individually (not as part of a class action) in the State of Connecticut. Judgment on the arbitration award may be entered in any court of competent jurisdiction.
Notwithstanding the foregoing, we may seek injunctive or other equitable relief in a court of competent jurisdiction at any time to protect our intellectual property or confidential information, without first pursuing arbitration.
YOU AND ALEX MEROLA LLC EACH WAIVE ANY RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION.
17. Governing Law
These Terms are governed by the laws of the State of Connecticut, without regard to its conflict-of-law principles.
18. Changes to These Terms
We may update these Terms from time to time. The “Last Updated” date at the top of this page reflects the most recent revision. Continued use of our Services after changes are posted constitutes your acceptance of the revised Terms.
19. Entire Agreement; Severability; Assignment
These Terms, together with our Privacy Policy and any program-specific agreement (such as a coaching agreement), constitute the entire agreement between you and Alex Merola LLC regarding your use of the Services. If any provision of these Terms is found unenforceable, the remaining provisions will remain in full effect. You may not assign these Terms without our prior written consent; we may assign these Terms freely.
20. Contact Information
Alex Merola LLC
Email: alex@alexmerola.co
Website: www.alexmerola.co